Working capital, simplified

Funding for the businesses that keep things running.

Prime Capital helps small and mid-sized U.S. businesses access flexible working capital — without the paperwork marathon or the long wait.

U.S.-based team No obligation to apply A real person, not a call center
Why owners choose us

Funding that respects your time.

We built Prime Capital for the way small businesses actually run — quick to apply, straightforward to understand, and backed by people who pick up the phone.

Fast, straightforward decisions

A short application and a quick review — no drawn-out underwriting or endless requests for documents you can't find.

Funding that fits how you work

Use it for payroll, inventory, equipment, a slow season, or an opportunity — it's your capital to put to work.

People who pick up the phone

You work directly with someone who understands small business — not a faceless portal or an offshore queue.

How it works

Three steps, start to funded.

1

Apply

Tell us a little about your business. It takes about five minutes — no stack of paperwork to dig up.

2

Review

We look at the whole picture, quickly, and reach out to talk through options that make sense for you.

3

Get funded

Once approved, your funds are sent so you can put them to work right away.

Who we fund

Built for Main Street businesses.

We work with established U.S. businesses across the industries that keep the economy moving — including many that traditional lenders overlook.

Trucking & logistics Construction & contractors Restaurants & food service Retail & e-commerce Auto sales & repair Healthcare & professional services Salons & personal care Manufacturing & wholesale Landscaping & home services …and many more
Why Prime Capital

Straight answers, from real people.

The funding world is full of runaround. We do the opposite — clear conversations, no pressure, and a genuine read on your business.

No obligation, everReaching out costs nothing and commits you to nothing. We'll walk you through the details before anything moves forward.
We look at the whole businessSteady revenue and a real operation matter to us more than a single number on a report.
Clear terms up frontYou'll know what you're agreeing to before you agree to it — no fine-print surprises.
One point of contactThe same person who takes your application stays with you through funding.
Questions

Good to know before you apply.

What kind of funding is this?

Flexible working capital for day-to-day business needs. It's designed to be simpler and faster than a traditional bank loan, with funds you can use however your business needs.

Who qualifies?

Generally, established U.S. businesses with steady revenue. Every business is different, so the best way to find out is to apply — it's quick and there's no obligation.

How much can I get, and on what terms?

It depends on your business. Amounts and terms vary and are always disclosed to you clearly before any funding — so you can decide with the full picture in front of you.

How fast is the process?

The application takes about five minutes, and we move quickly from there. Timelines vary by business, and we keep you posted at every step.

Does it cost anything to apply?

No. Applying and talking with us is free and carries no obligation. You only move forward if the terms make sense for you.

Ready to explore funding for your business?

Apply in about five minutes. No obligation, no pressure — just a straight conversation about what's possible.

Start your application
Contact

Talk to a real person.

Questions before you apply? Reach out — we're happy to help.